Finding Indian Government Schemes with AI: Complete Guide to FOMOA Yojana Search
January 14, 2026
8 min read
Tushar Agrawal
Government Schemes IndiaPM Schemes SearchYojana FinderFOMOASarkari YojanaWelfare SchemesDigital India
India has 100+ central and 1000+ state schemes. FOMOA's entity search finds PM-KISAN, Ayushman Bharat, and more with eligibility, benefits, and official links.
The Government Scheme Discovery Problem
India runs one of the world's largest welfare programs. But finding the right scheme for your situation is overwhelming:
- 100+ Central Government schemes across 50+ ministries
- 1000+ State-level schemes varying by region
- Different eligibility criteria for each
- Scattered across dozens of websites
- Information often in bureaucratic language
- Frequent updates and modifications
Pre-Indexed Government Sources
FOMOA maintains a continuously updated database of official scheme portals:
Central Government Scheme Portals
=================================
Multi-Scheme Portals:
├── india.gov.in/schemes
├── myscheme.gov.in (National Portal)
├── pib.gov.in (Press Information Bureau)
└── mygov.in
Financial Assistance:
├── pmjdy.gov.in (Jan Dhan)
├── pmjjby.gov.in (Jeevan Jyoti Insurance)
├── pmsby.gov.in (Suraksha Bima)
└── pmmy.gov.in (Mudra Loans)
Agriculture:
├── pmkisan.gov.in (PM-KISAN)
├── pmfby.gov.in (Fasal Bima)
├── agricoop.nic.in (Agriculture Ministry)
└── mkisan.gov.in (mKisan)
Healthcare:
├── pmjay.gov.in (Ayushman Bharat)
├── esic.gov.in (ESI Corporation)
└── cghs.nic.in (CGHS)
Employment & Skills:
├── pmkvy.gov.in (Skill Development)
├── ncs.gov.in (Career Services)
└── epfindia.gov.in (Provident Fund)
Housing:
├── pmaymis.gov.in (Awas Yojana - Urban)
├── pmayg.nic.in (Awas Yojana - Gramin)
└── ddugjy.gov.in (Rural Electrification)
Women & Child:
├── wcd.nic.in (Women & Child Development)
├── byvp.org.in (Beti Bachao Beti Padhao)
└── wcdpmru.gov.in (Ujjwala Yojana)
Education:
├── scholarships.gov.in (National Scholarship Portal)
├── pmfme.mofpi.gov.in (Food Processing)
└── aishe.gov.in (Higher Education)
Entity Search for Government Schemes
Basic Scheme Search
import requests
def search_schemes(beneficiary: str = None,
ministry: str = None,
state: str = None) -> dict:
"""
Search government schemes by criteria
"""
response = requests.post(
"https://fomoa.cloud/api/entities",
json={
"entity_type": "govt_scheme",
"filters": {
"beneficiary": beneficiary,
"ministry": ministry,
"state": state
},
"include_details": True
},
headers={"Authorization": "Bearer your_key"}
)
return response.json()
# Find schemes for farmers
farmer_schemes = search_schemes(beneficiary="farmers")
# Find health schemes in Tamil Nadu
health_schemes = search_schemes(
ministry="Health",
state="Tamil Nadu"
)
Response Structure
{
"query_type": "govt_scheme",
"filters_applied": {
"beneficiary": "farmers",
"state": "Maharashtra"
},
"schemes_found": 12,
"schemes": [
{
"name": "PM-KISAN",
"full_name": "Pradhan Mantri Kisan Samman Nidhi",
"hindi_name": "प्रधानमंत्री किसान सम्मान निधि",
"ministry": "Agriculture & Farmers Welfare",
"launch_date": "2019-02-24",
"scheme_type": "Central",
"benefits": {
"summary": "₹6,000 per year in three installments",
"amount": 6000,
"frequency": "4 months",
"mode": "Direct Bank Transfer (DBT)"
},
"eligibility": {
"target": "Small and marginal farmers",
"criteria": [
"Must own cultivable land",
"Land should be in farmer's name",
"Not an income tax payer",
"No family member in government service"
],
"exclusions": [
"Institutional land holders",
"Income tax payers",
"Government employees",
"Pensioners drawing ₹10,000+/month"
]
},
"documents_required": [
"Aadhaar Card",
"Bank account linked to Aadhaar",
"Land ownership documents (Khatauni/7/12)",
"Mobile number linked to Aadhaar"
],
"application_process": {
"online": "pmkisan.gov.in → New Farmer Registration",
"offline": "Common Service Center (CSC)",
"helpline": "155261, 011-24300606"
},
"official_links": {
"main_portal": "https://pmkisan.gov.in",
"status_check": "https://pmkisan.gov.in/beneficiarystatus",
"helpline": "https://pmkisan.gov.in/helpline"
},
"state_specific_info": {
"Maharashtra": {
"nodal_agency": "Agriculture Department, GoM",
"additional_benefits": "Namo Shetkari Mahasanman Nidhi (₹6,000 extra)",
"state_portal": "mahadbtmahait.gov.in"
}
},
"last_updated": "2026-01-15",
"source_credibility": 1.0
}
]
}
Common Search Queries
By Beneficiary Type
FOMOA Beneficiary Categories
============================
"farmers" → PM-KISAN, Fasal Bima, KCC, PM-KUSUM
"women" → Ujjwala, Beti Bachao, Mahila Samman
"students" → Scholarships, PM-YASASVI, INSPIRE
"senior_citizens" → PMVVY, APY, Old Age Pension
"BPL_families" → Ayushman Bharat, Ration Card, Awas
"MSMEs" → Mudra, Stand-Up India, PMEGP
"SC_ST" → Post-Matric Scholarship, Venture Capital
"entrepreneurs" → Startup India, PMEGP, Mudra
"disabled" → UDID, Disability Pension schemes
Real Query Examples
Query 1: Schemes for farmers in Maharashtra
result = search_schemes(
beneficiary="farmers",
state="Maharashtra"
)
# Returns:
# 1. PM-KISAN (Central) + Namo Shetkari (State top-up)
# 2. PM Fasal Bima Yojana
# 3. Kisan Credit Card
# 4. PM-KUSUM (Solar pumps)
# 5. Mahatma Jyotirao Phule Shetkari Karj Mukti
# 6. Chief Minister's Agricultural Solar Feeder
Query 2: Education scholarships for SC/ST students
result = requests.post(
"https://fomoa.cloud/api/entities",
json={
"entity_type": "govt_scheme",
"filters": {
"category": "education",
"beneficiary": "SC_ST",
"scheme_type": "scholarship"
}
}
)
# Returns:
# 1. Post-Matric Scholarship (Central Sector)
# 2. Pre-Matric Scholarship for SC Students
# 3. National Fellowship for SC Students
# 4. Top Class Education Scheme
# 5. State-specific scholarships
Query 3: Health insurance schemes for BPL families
result = requests.post(
"https://fomoa.cloud/api/entities",
json={
"entity_type": "govt_scheme",
"filters": {
"ministry": "Health",
"beneficiary": "BPL_families",
"benefit_type": "insurance"
}
}
)
# Returns:
# 1. Ayushman Bharat PM-JAY (Central)
# 2. State-specific health schemes (CMCHIS - TN, etc.)
# 3. ESIC for informal workers
Natural Language Queries
FOMOA also supports natural language queries in Hindi and Hinglish:
Query (Hinglish): "Mere papa ke liye pension scheme chahiye,
unki umar 65 hai aur income kam hai"
FOMOA Response:
===============
आपके पिताजी (65 वर्ष, कम आय) के लिए उपलब्ध योजनाएं:
1. राष्ट्रीय वृद्धावस्था पेंशन योजना (IGNOAPS)
├── पात्रता: 60+ वर्ष, BPL परिवार
├── लाभ: ₹200-500/माह (राज्य अनुसार अलग)
├── आवेदन: समाज कल्याण कार्यालय
└── दस्तावेज: आयु प्रमाण, BPL कार्ड, आधार
2. प्रधानमंत्री वय वंदना योजना (PMVVY)
├── पात्रता: 60+ वर्ष, एकमुश्त निवेश
├── लाभ: 8% गारंटीड पेंशन
├── आवेदन: LIC शाखा
└── निवेश: ₹1.5 लाख - ₹15 लाख
3. अटल पेंशन योजना (APY)
├── पात्रता: 18-40 वर्ष (enrollment age)
├── नोट: 65 वर्ष में late, लेकिन बच्चों के लिए उपयोगी
राज्य-विशेष योजनाएं भी देखें (आपका राज्य?)
Use Cases
For Citizens
Scenario: Finding all applicable schemes
User Profile:
- Farmer in UP
- Family of 4
- Income: ₹2 lakh/year
- Owns 2 hectares
FOMOA finds:
├── PM-KISAN (₹6,000/year)
├── UP Kisan Anudan (state)
├── Fasal Bima Yojana
├── Kisan Credit Card
├── Ayushman Bharat (family)
├── PM Awas Yojana Gramin
├── Free LPG Connection (Ujjwala)
├── Free Electricity (PM Surya Ghar)
└── Education scholarships (children)
Total potential benefits: ₹50,000+/year
For NGOs and CSR Teams
# Find schemes to guide beneficiaries
def get_schemes_for_beneficiary(profile: dict) -> list:
"""
Get all applicable schemes for a beneficiary profile
"""
schemes = []
# Base characteristics
response = requests.post(
"https://fomoa.cloud/api/entities",
json={
"entity_type": "govt_scheme",
"filters": {
"state": profile.get("state"),
"income_limit": profile.get("annual_income"),
"occupation": profile.get("occupation"),
"category": profile.get("category") # SC/ST/OBC/General
},
"include_eligibility_check": True
}
)
for scheme in response.json()["schemes"]:
if check_eligibility(scheme, profile):
schemes.append({
"name": scheme["name"],
"benefit": scheme["benefits"]["summary"],
"apply_at": scheme["application_process"]["online"]
})
return schemes
For Government Employees
Scenario: Citizen helpdesk assistant
Query: "Sir, mujhe ghar banana hai, sarkar se madad milegi?"
FOMOA provides instant response:
================================
Pradhan Mantri Awas Yojana (PMAY) के बारे में:
शहरी क्षेत्र (PMAY-Urban):
├── लाभ: ₹2.67 लाख तक सब्सिडी
├── आय सीमा: EWS/LIG/MIG categories
├── आवेदन: pmaymis.gov.in
ग्रामीण क्षेत्र (PMAY-Gramin):
├── लाभ: ₹1.20-1.30 लाख
├── पात्रता: SECC-2011 डेटा आधारित
├── आवेदन: ग्राम पंचायत/ब्लॉक
दस्तावेज: आधार, आय प्रमाण, जमीन दस्तावेज
Helpdesk can provide complete guidance instantly
Scheme Update Tracking
FOMOA tracks scheme modifications:
{
"scheme": "PM-KISAN",
"recent_updates": [
{
"date": "2024-06-15",
"update": "18th installment released",
"details": "₹2,000 credited to 9.3 crore beneficiaries"
},
{
"date": "2024-02-01",
"update": "Budget allocation increased",
"details": "₹60,000 crore allocated for FY 2024-25"
}
],
"upcoming_changes": [
{
"expected": "2026-02",
"change": "Possible increase in amount (Budget 2026)"
}
]
}
Integration Example: Scheme Eligibility Chatbot
from openai import OpenAI
client = OpenAI(
base_url="https://fomoa.cloud/v1",
api_key="your_key"
)
def scheme_eligibility_chat(user_message: str, context: dict = None):
"""
Interactive chatbot for scheme eligibility
"""
system_prompt = """
You are a government scheme eligibility assistant for India.
Help users find schemes they qualify for.
Ask relevant questions to determine eligibility.
Provide official portal links for applications.
Respond in the user's language (Hindi/English/Hinglish).
"""
response = client.chat.completions.create(
model="fomoa",
messages=[
{"role": "system", "content": system_prompt},
{"role": "user", "content": user_message}
],
tools=[{
"type": "function",
"function": {
"name": "search_schemes",
"description": "Search government schemes",
"parameters": {
"type": "object",
"properties": {
"beneficiary": {"type": "string"},
"state": {"type": "string"},
"category": {"type": "string"}
}
}
}
}]
)
return response.choices[0].message.content
# Usage
print(scheme_eligibility_chat(
"Main ek kisan hoon Bihar se, mere liye kya schemes hain?"
))
State-Wise Scheme Coverage
FOMOA State Scheme Coverage
===========================
State Central Schemes State Schemes Total
----- --------------- ------------- -----
Maharashtra 100+ 150+ 250+
Uttar Pradesh 100+ 180+ 280+
Tamil Nadu 100+ 200+ 300+
Karnataka 100+ 120+ 220+
Gujarat 100+ 130+ 230+
Rajasthan 100+ 140+ 240+
West Bengal 100+ 160+ 260+
Bihar 100+ 100+ 200+
...
All 28 states + 8 UTs covered
---
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Try FOMOA's scheme search at fomoa.cloud.
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