FOMOA AI: Complete Guide to India's Free AI Search Engine (2026 Features)

What is FOMOA AI?

FOMOA (Find Out More On Anything) is India's first AI-powered search engine built specifically for Indian users. Unlike ChatGPT or Perplexity that are trained on Western data, FOMOA understands Indian context natively - from lakhs and crores to government schemes and Hinglish queries.

FOMOA at a Glance
=================

Launch: 2025
Price: Completely Free
Languages: English, Hindi, Hinglish
Indian Sources: 150+ curated
Training Data: 86,760 samples (65% Hindi/Hinglish)
API: OpenAI-compatible (free)
Website: fomoa.cloud

Why FOMOA Was Built

Every day, millions of Indians search for:

• Government scheme eligibility
• Tax saving options
• Exam dates and application processes
• Business compliance requirements
• Health insurance comparisons

The problem? Global AI tools give generic, often incorrect answers for India-specific queries.

The India Problem with Global AI
================================

Query: "PM-KISAN ke liye kaise apply karein?"

ChatGPT: "I'm not sure what PM-KISAN is..."
Perplexity: Shows English results, misses Hindi context
Google AI: Generic overview, outdated process

FOMOA: Complete Hindi response with:
├── Eligibility criteria
├── Required documents
├── Step-by-step pmkisan.gov.in guide
├── Current installment status
└── State-specific variations

FOMOA AI Features in 2026

1. Native Hindi and Hinglish Support

FOMOA doesn't translate - it thinks in Hindi.

Supported Query Types
=====================

Pure Hindi:
"आयकर बचाने के तरीके बताइए"
→ Complete 80C, 80D, NPS options in Hindi

Pure English:
"Best mutual funds for SIP 2026"
→ SEBI-registered AMC comparisons

Hinglish (Code-Mixed):
"Mujhe GST registration karni hai online"
→ Step-by-step gst.gov.in walkthrough

Regional + English:
"Aadhaar update kaise kare nearest center pe"
→ UIDAI process with center locator

Training: 56,760 Hindi/Hinglish instruction pairs from curated datasets.

2. 150+ Indian Authoritative Sources

FOMOA maintains a pre-scored database of Indian sources:

Source Credibility Scoring
==========================

Tier 1 - Government (Score: 1.0)
├── india.gov.in (National Portal)
├── rbi.org.in (Reserve Bank)
├── sebi.gov.in (Securities Board)
├── incometax.gov.in
├── gst.gov.in
├── uidai.gov.in (Aadhaar)
├── epfindia.gov.in
└── All state .gov.in portals

Tier 2 - Scheme Portals (Score: 0.95)
├── pmkisan.gov.in
├── pmjay.gov.in (Ayushman Bharat)
├── pmjdy.gov.in (Jan Dhan)
├── mudra.org.in
└── ncs.gov.in

Tier 3 - Education (Score: 0.95)
├── nta.ac.in (JEE, NEET)
├── ugc.gov.in
├── aicte-india.org
└── IITs, IIMs, NITs

Tier 4 - Finance (Score: 0.85-0.90)
├── nseindia.com
├── bseindia.com
├── moneycontrol.com
└── screener.in

Tier 5 - Quality News (Score: 0.80-0.85)
├── thehindu.com
├── indianexpress.com
├── livemint.com
└── economictimes.com

3. Indian Number System Understanding

FOMOA natively understands Indian numerical conventions:

Indian Number Parsing
=====================

"Budget is 5 crore" → ₹5,00,00,000 (50 million)
"Salary 12 lakh" → ₹12,00,000 (1.2 million)
"Price 50 thousand" → ₹50,000

Also recognizes:
├── Phone: +91 XXXXX XXXXX
├── PIN codes: 6-digit validation
├── Aadhaar: 12-digit format
├── PAN: AAAAA0000A pattern
├── GSTIN: 15-character format
└── IFSC: 11-character bank codes

4. Government Scheme Navigator

India has 100+ central and 1000+ state schemes. FOMOA helps navigate them:

Example: "Schemes for farmers in Maharashtra"

FOMOA Response Structure:
=========================

Central Schemes:
├── PM-KISAN: ₹6,000/year
│   └── Eligibility, documents, status check
├── PM Fasal Bima Yojana
│   └── Crop insurance details
├── Kisan Credit Card
│   └── Low-interest farm loans
└── PM Krishi Sinchai Yojana
    └── Irrigation subsidies

Maharashtra State Schemes:
├── Mahatma Phule Shetkari Yojana
├── Nanaji Deshmukh Krishi Sanjivani
└── Chief Minister's Agriculture Solar Feeder

Each with:
├── Exact eligibility criteria
├── Required documents
├── Application process
├── Official portal link
└── Helpline numbers

5. Deep Research Mode

For complex queries requiring multi-source synthesis:

Deep Research Example
=====================

Query: "Compare NPS vs PPF vs ELSS for tax saving"

FOMOA Deep Research:
├── Step 1: Fetch current rates from RBI, PFRDA
├── Step 2: Compare lock-in periods
├── Step 3: Analyze tax treatment (EEE vs EET)
├── Step 4: Calculate returns scenarios
├── Step 5: Risk assessment
└── Step 6: Synthesize recommendation

Output:
├── Comparison table with current data
├── Tax saving calculations
├── Risk-return analysis
├── Recommendation by investor profile
└── All sources cited

6. Real-Time Information

FOMOA crawls Indian sources continuously:

Update Frequency
================

Government portals: Daily
News sources: Hourly
Stock data: Real-time (market hours)
Exam notifications: As published
Scheme updates: When announced
RBI rates: Same day

7. Free OpenAI-Compatible API

Developers can integrate FOMOA into their apps:

from openai import OpenAI

# Works with any OpenAI-compatible library
client = OpenAI(
    base_url="https://fomoa.cloud/v1",
    api_key="your_free_api_key"
)

# Direct answer
response = client.chat.completions.create(
    model="fomoa",
    messages=[{
        "role": "user",
        "content": "Current repo rate RBI 2026"
    }]
)

print(response.choices[0].message.content)
# Output: "The current RBI repo rate is X.XX% as of [date].
# Source: rbi.org.in"

API Features:

• 60 requests/minute (free)
• Direct answers with citations
• Deep research mode
• Web crawling
• Entity/company search
• No credit card required

FOMOA Use Cases

For Students

JEE/NEET Preparation:
├── Exam dates and schedule
├── Application deadlines
├── Admit card release
├── Result dates
├── Counseling process
└── All from nta.ac.in

Scholarships:
├── Central scholarships (NSP)
├── State-wise schemes
├── Eligibility checker
├── Application process
└── Document requirements

College Admissions:
├── Cutoff analysis
├── College comparisons
├── Fee structures
├── Placement data
└── Official sources only

For Professionals

Tax Planning:
├── Section 80C options (1.5L limit)
├── 80CCD(1B) NPS benefit (50K extra)
├── 80D health insurance
├── HRA exemption calculator
├── New vs Old regime comparison
└── From incometax.gov.in

Career Growth:
├── Certification requirements
├── Skill gap analysis
├── Industry salary data
├── Job market trends
└── Upskilling resources

For Business Owners

Compliance:
├── GST registration/filing
├── MSME registration
├── Startup India benefits
├── Import/export licenses
├── Labor law compliance
└── All .gov.in sources

Funding:
├── MUDRA loans
├── SIDBI schemes
├── State startup policies
├── Angel tax exemptions
└── Current application status

For General Users

Daily Queries:
├── Aadhaar/PAN updates
├── Passport application
├── Driving license renewal
├── Voter ID registration
├── Ration card services

Healthcare:
├── Ayushman Bharat eligibility
├── Hospital empanelment
├── Generic medicine prices
├── Health scheme comparisons
└── IRDAI-regulated options

Finance:
├── Bank FD rates comparison
├── Credit card recommendations
├── Loan EMI calculations
├── Investment options
└── RBI-regulated info only

How FOMOA Compares

| Feature | FOMOA | ChatGPT | Perplexity | Google AI | |---------|-------|---------|------------|-----------| | Price | Free | $20/mo | $20/mo | Free | | Hindi Native | Yes | No | No | Partial | | Hinglish | Yes | No | No | No | | Indian Sources | 150+ | ~20 | ~30 | ~50 | | Govt Schemes | Excellent | Poor | Fair | Fair | | Real-time India | Yes | No | Partial | Yes | | Free API | Yes | No | No | No | | Lakh/Crore | Native | Confused | Confused | Partial |

Getting Started with FOMOA

Step 1: Visit FOMOA

Go to fomoa.cloud - no signup required for basic use.

Step 2: Ask Your Question

Type in English, Hindi, or Hinglish:

• "PM-KISAN status check kaise karein"
• "Best tax saving options for 10 lakh salary"
• "JEE Main 2026 important dates"

Step 3: Get Cited Answers

Every response includes:

• Direct answer to your query
• Source citations (with credibility scores)
• Related follow-up suggestions
• Official portal links

Step 4: For Developers - Get API Key

1. Sign up at fomoa.cloud 2. Generate free API key 3. Use with any OpenAI-compatible library 4. 60 requests/minute included

Frequently Asked Questions

Is FOMOA really completely free?

Yes. No premium tier, no hidden charges, no credit card required. All features are free.

How accurate is FOMOA for government information?

FOMOA prioritizes official .gov.in sources with credibility score 1.0. Information is updated daily from government portals.

Can FOMOA help with tax filing?

FOMOA provides tax planning guidance, deduction options, and regime comparisons. For actual filing, use the official incometax.gov.in portal.

Does FOMOA store my queries?

FOMOA doesn't store personal queries for advertising. Basic analytics for service improvement only.

How is FOMOA different from just Googling?

FOMOA synthesizes information from multiple authoritative sources into direct answers with citations. No ads, no SEO-gamed results, no clicking through multiple pages.

Can I use FOMOA for my business app?

Yes, the free API supports commercial use. Rate limit is 60 requests/minute.

The Future of FOMOA

FOMOA is continuously improving:

• More Regional Languages: Tamil, Telugu, Bengali, Marathi support planned
• Voice Interface: Hindi voice queries coming soon
• WhatsApp Bot: Access FOMOA via WhatsApp
• Offline Mode: Cached responses for common queries
• State-Specific Modes: Deep coverage of state schemes

Try FOMOA Today

Stop struggling with AI tools that don't understand India. FOMOA is built for Indian users, by understanding Indian context.

Try FOMOA Free

---

Building AI applications for Indian users? Let's discuss integration on LinkedIn.

Related Articles

• Why Indian Users Need an India-First AI Search Engine
• Best Free AI Search Engine for India 2026
• How FOMOA Handles Hindi and Hinglish
• FOMOA's Source Credibility System
• FOMOA API Guide for Developers